When my female friend and I found a member on here to meet with, Coolbreeze83 and I exchanged emails back and forth about what day to meet and where would be best. Then my friend and I met him at a bar around the block from my place. Talked for a while there and we all got to know one another better. When it came time for what we met for, went back to my place to discuss everything. My friend was not 100% ready yet because she has never done anything like this before. Now that she got to meet him, we are going to meet up again sometime soon.
This is basically what my past girlfriends and I did. Would chat with the guy online, set up a place to meet and talk. Then from there go to my place or a hotel.
There are many different ways to go about this. I'm not sure if your hubby knows, but if he does, then you can possibly use what I said. Best of luck to you!